Data Privacy Notice - Winchester Financial

Winchester Financial Funding Limited Privacy Notice

Who we are

Winchester Financial is a trading style of Winchester Financial Funding Limited, which is a small Commercial Finance Brokerage firm based in Hampshire, facilitating introductions from client enquiries to potential lenders. It does not perform any form of lending or clearing function for itself or others.

Winchester Financial is registered at 41 Southgate Street. Winchester Hampshire SO23 9EH with company registered number 08036445. We are authorized and regulated by the Financial Conduct Authority (FCA) and our financial services registered number is 730623, which can be viewed on the register at https://register.fca.org.uk/ or by contacting the FCA directly.

At Winchester Financial we respect your right to privacy, and we continuously review our systems to ensure that all data and information provided by, or about, our clients are held securely and are properly protected.

We will only use information held about you lawfully in accordance with the terms of the General Data Protection Regulation 2018 (GDPR).

Our privacy policy sets out how any personal data obtained from you will be processed by us. Please read this policy carefully to ensure you understand our practices relating to the storage, use and sharing of your personal information.

Your Information

You may give us information about yourself via our website, email or telephone, throughout our application and introduction process we may collect information from you, including the following personal information:

Your name & title, date of birth
Current address, phone numbers and email address
Information provided by third parties including credit reference and fraud prevention agencies, existing lenders or others

Personal information collected by Winchester Financial is collected to make sure that we can provide the best possible service to our clients and to allow us to work effectively with your partners, associates and affiliates. Our Company may also receive your data indirectly from our subscription with Barbour-ABI.

We use the information held about you in the following ways:

To allow us to provide you with information and services you request from us
To notify you about changes to our service
To carry out our obligations that may arise from any contacts entered between you and us.
To process any application and manage your request for finance on your behalf.

We may combine information we receive about you from other services with the information you provide us.

Sharing information

We are committed to maintaining high standards of anti-money laundering and fraud prevention. Therefore, where we are under a duty to do so, we will share your personal data in order to comply with legal obligations. We may share your information with certain law enforcement, fraud protection agencies and credit reference agencies. In addition, it may be necessary for us to share you information with carefully selected external partners to assist us in providing services to you. Third parties may include valuers, solicitors, investors, lenders, specialist brokers and finance packagers.

When we share information with third parties, we only disclose the personal information that is necessary. Where it is necessary for us to share information in such circumstances, third party service providers shall store your data confidentially and we shall take reasonable care to ensure that it is only used for the purposes of providing services as directed by us.

Contacting you

We and or external partners may contact you by telephone, email or post for the purposes of our dealings with you.

We may also contact you to inform you about products and services which we believe may be of interest to you.

We will ask for your consent in order to use your information for marketing purposes, you have the opportunity to opt out of receiving this information at any time by clicking ‘unsubscribe’ at the bottom of our emails.

Winchester Financial understands that with the introduction of the Consumer Duty, it is likely the level of communications issued by our business will increase. This will be necessary to support customers to understand the products and services offered and to provide support to customer throughout the lifecycle of the relationship.

Please contact enquiries@winchesterfinancial.co.uk if you have any questions regarding the ability to unsubscribe from our marketing communications.

Storing your information

Information we hold about you will generally be stored within the EU. It may where necessary be transferred outside the EU, however if transfer does take place, we will ensure that any processor involved will have the necessary controls in place to comply with UK GDPR security requirements. We will store your personal information on our systems as long as is necessary for the relevant activity or as long as agreed in any contract we have together.

We will take every possible precaution to ensure that your data is treated securely and in accordance with our privacy policy.

Access to you information

The GDPR provides you with a range of rights regarding your personal data.

You can request that Winchester Financial provides you with access to all the personal data we hold in a potable format, together with the right for your data to be corrected, deleted and made up to date.

We are legally obliged to send you a copy of this information free of charge, within one month of receipt of your request. We may request a reasonable fee in the event of a large or repeat request. We may extend this period by a further two months if required though, we will inform you within one month of the receipt of the request and explain why the extension is necessary.

Privacy policies of other websites

Winchester Financials’ website may contain links to other websites. If you click on a link to another website, our privacy policy no longer applies, and we recommend you review that sites privacy policy to establish how they will process your data.

Changing out privacy policy

Any future changes to our privacy policy will be posted on our website. Please check the website to be made aware of any changes.

How to contact us

If you have any questions about our Company’s Privacy Policy, the data we hold on you, or you would like to exercise one of your data protections rights, please do not hesitate to contact us.

Email us at: enquiries@winchesterfinancial.co.uk
Call us: 01962 826780
Or write to us at: 41 Southgate Street, Winchester SO23 9EH

How to contact the appropriate authority

Should you wish to report a complaint or if you feel that Our Company has not addressed your concern in a satisfactory manner, you may contact the Information Commissioner’s Office at www.ico.org.uk

We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission and percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

We are committed to compliance with the with the General Data Protection Regulations (“GDPR”) and the Privacy and Electronic Communications Regulations (PECR), for more information click here on how we use and handle your information for our services (Data Privacy Notice) and on the website (Fair Processing Policy).